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Don't let financial decisions
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It's about creating moments
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Spend your time
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"Your time is limited, so don’t waste it living someone else’s life."
Steve Jobs
MEET WYNAND
Expert Financial Advice
Wynand started privateAdvisor financial services in 2013 as an independant financial planning practice so that he could serve his clients with no external sales pressure from the big product providers.
With more than 14 years experience in planning for and advising a broad range of clients Wynand feels confident that no single solution can be appropriate for everyone. He feels that even though the choice of an appropriate product solution is important the advice process should take centre stage
In an advice driven practice a comprehensive financial plan should take a range of factors into consideration, not only facts and figures or the lowest premiums, but also personal preferences and unique client circumstances.
Wynand is a CERTIFIED FINANCIAL PLANNER® professional and a member of the Financial Planning Institute of South Africa. He subscribes to the FPI code of ethics and believes that continuous professional development is crucial to maintaining a practice of best advice.
With a passion for getting to know his clients, an analytical mindset and a natural sense of humor Wynand is able to break down the sometimes complex and daunting financial challenges that clients face. He believes that when a person understands their choices and their potential consequences they can make informed decisions.
Wynand enjoys spending time with his wife and two daughters and keeps fit by mountain biking.
We build, implement and monitor tailored financial plans for individuals and businesses who are concerned about their financial future. Our plans are presented in an easy to understand way so that you can always make an informed decision.
We are an independent financial advisory practice have sourced risk and investment solutions from a range of suppliers so that we can offer our clients appropriate solutions.
We offer a comprehensive suite of planning and implementation solutions with the onus on putting ourselves in your shoes and trying to look at your specific situation from your perspective, while still keeping an unbiased professional distance.
LATEST BLOGS
Updated every week to keep you informed
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Budgeting tips and tricks for the upcoming tax year
Show the love this Valentine’s Day
How to avoid the retirement crisis
Hooray for RAs
Prepare for additional tax increases next year
Is a tax-free savings account the best option for you?
Attainable financial resolutions for 2018
Tread Lightly this Christmas
“Every risk is worth taking as long as it’s for a good cause, and contributes to a good life.”
Richard Branson
YOUR FINANCES
Helping you choose the right products to create a portfolio that will fit the life you want to plan
Medical Cover & Gap Cover
We are able to advise on a wide and diverse range of Medical Cover and Gap Cover products that will suit almost any budget. These products range from cover for basic hospital stays through to full, comprehensive medical aids that cover consultations with doctors, medication, glasses and other medical expenses.
Retirement Planning and Provision
The sooner you begin to plan and save for your retirement, the sooner you can retire! The product most bought for this type of financial planning and provision is known as a Retirement Annuity (RA). Most companies have RA’s worked into their remuneration packages, but many don’t.
Investments & Tax Free Accounts
When it comes to investing, it’s important to have a diverse portfolio. My expert knowledge and extensive investment options allow you to truly choose the very best products available to you. From low-risk, long-term investing to high-risk, short-term strategies we can mix it up or keep it conservative: investments completely tailored to who you are and where you want to go.
Disability & Income Protection
Most households in today’s economy rely on more than one income to keep the household expenses under check, very few are able to survive on one income alone. If you were injured or disabled in some way and could no longer work, would your family be able to cope without your income?
Life Cover
You pay tax every month to the state, but what are you paying to provide for those that you love and care about after you have gone? Life cover should not be seen as a grudge purchase but rather as an investment into the future of your spouse and children. You work hard to provide for them now, that shouldn’t have to change in the future.
Estate Planning
Estate planning is not only for the mega-rich. If you have assets, investment policies, risk cover and more than one potential beneficiary, then I can assist you with the planning of your estate and how it will be allocated when you pass away. An estate that is left open can cause a difficult time to be even harder for those who are left behind. Often there is more work needed on a R3m estate than on one that is worth R20m!
Critical Illness
These products are also known as Dread Disease Cover. Advances in medical care mean that more people can now survive illnesses once thought to be fatal. However, although many individuals lead relatively normal lives, they no longer enjoy the same mobility or good health. The best medical treatment can cost you and your diminished ability to work could force you to make severe lifestyle changes.
Retrenchment Benefit
Have you thought about what you and your family will do if you are retrenched? If it hasn’t happened to you, you probably know someone who’s been retrenched. In these tough economic times, it’s one of the most understandable fears. You want to be protected if you’re faced with retrenchment or liquidation.
Corporate Benefits
Group Life, Pensions and Provident Funds remain an essential part of a well run business. I will tailor your company’s pension and provident funds for you, using the most appropriate corporate providers to tender for the risk benefits and the retirement benefits separately – ensuring cost effective and customer specific corporate benefits.
Business Assurance
Will your business survive if you are disabled, die or become impaired or what would the consequences be if this happened to one of your partners? Together we can design flexible and comprehensive solutions to meet your business assurance needs, utilising Key-Man policies and Buy-and-Sell agreements where appropriate.
"Most people don't plan to fail, they fail to plan."
John L Beckley
ARE YOU SAVING ENOUGH?
How healthy is your financial plan when it comes to saving and provisioning funds for the future? Digital technology and our diverse economic systems and policies have increased our options both for investment and for risk protection. This is an arena that is constantly changing, growing rapidly and needs to be monitored regularly – which is one reason for having your own financial planner!
WHO DO YOU CHOOSE?
If you have never worked with a financial advisor before, you may find yourself overwhelmed by the choice, confused by the jargon and frustrated at the cost! But in the same way you wouldn't service your own car, it's good to have someone you trust to advise and guide you to make healthy decisions about your wealth.
CREATE WINNING STRATEGIES
Aside from being an expert in the money game and having a keen sense of the conditions and lay of the financial landscape, winning strategies are born inside of a relationship of trust, mutual understanding and a commitment to strive for the same goals. Your financial advisor should bring you peace-of-mind and help you maintain control of your finances.
TESTIMONIALS
Hear it from our clients
Very impressed with constant communication updates and persistent efforts to finalise the issues.

D. Anthony
Personal customer care and genuine interest in customer’s requirements / expectations.

I. Louw
Solid ethical financial advice.

G. Mathewson
"Innovation distinguishes between a leader and a follower."
Steve Jobs
CONTACT US TODAY
All our client – advisor relationships start with a complimentary consultation where we discuss how you would like us to help you. We look at all your financial goals and aspirations, obtain important information and other pertinent facts and then discuss the way forward.
Financial planning is an incredibly important part of your life and you should be comfortable with the service provider you employ. You will find our qualified Financial Advisors professional, competent and willing to go the extra distance for you. Contact us today for a complimentary appointment.
- We are a fee-based private financial planning business.
- We operate independently from any one provider (insurer or investment platform. This means that we are able to source the most appropriate solutions for our clients).
- Most of our clients are professionals or business owners and we provide comprehensive financial planning, advisory and intermediary services.
- We offer our businesses-owner clients assistance in setting up business continuity plans. We review their business structure and provide best-practice principles to optimise their growth and sustainability.
- We focus on building long-term relationships - whether you are starting out in your career, established or preparing to retire; we will provide you with the best professional advice.
- We are a licensed financial services provider and are authorised by the Financial Services Board to provide advice and intermediary services.
- We hold contracts with various insurers and investment platforms, ensuring your access to independent advice.